You are around 5-10 years from retirement and are starting to think seriously about what you want your retirement life to look like. Crucially, you are also wondering whether your pension arrangements can support your ambitions and how much you can afford to spend on making your retirement dreams a reality.
If this is you, we can help. We know that planning for retirement can be tricky, so we are here to provide clarity about your current situation, confidence in your future, and answers to the questions you have about how you get there.
Here’s how we will help you
We always tailor our work to clients’ specific personal goals, aspirations and circumstances. However, that work will broadly include:
How much money do you need to save in your pension before you can retire? How soon can you retire? How much money is enough to last you the rest of your life? What can you afford to do when you finish working? We’re here to provide clear answers to your questions and help you decide what to do next.
This plays an important role in helping you understand what you have and what you’ll need at different stages of your life, allowing you to plan for the future with greater accuracy and confidence. With cashflow planning, we can stress test your finances and ensure there are sufficient funds to cover your needs in retirement and for the duration of your life.
With a cashflow plan in place, we can discover if your current pensions and investments are positioned to take you to the retirement lifestyle you desire and the age you want to retire. If there is a projected shortfall, we will advise you on your options. We hold Pension Transfer Specialist status, enabling us to assist on final salary and defined benefit pensions.
A retirement plan
Retirement is your time to live life on your own terms, whether that’s travelling and seeing the world, spending time with those you love, or developing new interests. That’s why we start every retirement planning journey by asking you about your priorities and vision for the future. With those answers and a cashflow model in place, we will build a roadmap to take you there.
The journey to get you there
How do we get you from the initial conversation to the realisation of your financial and lifestyle goals? Take a quick trip through the financial planning journey.Your journey
See what our clients say
I was coming up to retirement and didn’t know what to do or what my options were. Daniel was excellent at explaining my current situation and how I could retire. It’s been an excellent service, and I couldn’t have done it without him. Great value for money.
Daniel calmly took me through the various scenarios and offered up a solution that met both my immediate, medium- and long-term requirements.
Daniel showed me ways to save and invest my money properly while still having enough to live an active life.
Daniel has assisted with all aspects of financial planning for retirement. We have found Daniel very approachable and have received very prompt and detailed responses to the advice we have sought from him.
I was looking to save for the future by investing my money in stocks and shares. Daniel and the team provided great support and guidance with my investment portfolio.
I would highly recommend your firm. I appreciate so much your liaising with other professionals such as lawyers and accountants on my behalf. I could not have managed without your whole team. Thank you all so much.
Expertise in financial management, a proven record of success, professionalism and trustworthiness.
Very easy to speak to and fairly simplistic and straightforward approach to financial planning. We have already recommended you to several friends.
I always feel confident that whatever advice I receive, it has been carefully considered to suit my individual circumstances. It is also comforting to know that if I have any worries I can pick up the phone and someone will be happy to help me.